# Payment terms

Source: https://contracko.com/es/glosario/condiciones-de-pago

# Payment terms

The contractual rules governing how, when and in what currency a debtor must pay an invoice.

## Definición

Payment terms set out the payment period, accepted methods, applicable currency and the consequences of late payment. In B2B contracts a period of 30 days is the statutory default; a term exceeding 60 days is only valid if it is not manifestly unfair to the creditor. Clear payment terms reduce disputes and underpin any claim for interest or collection costs.

## Ejemplo

> An agreement stipulating "payment within 30 days of invoice date" entitles the supplier to statutory commercial interest from day 31 if the buyer fails to pay.

## Por qué es un riesgo para la empresa

Vague or inconsistent payment terms are one of the most common causes of cash-flow problems. Without a clear payment date, triggering statutory interest or escalating to collection becomes difficult to prove. Across a portfolio of contracts, misaligned payment schedules create forecasting blind spots and increase the risk of unnoticed late payments compounding over time.

## Cómo gestionarlo

- State the payment period, start event (invoice date, delivery date, acceptance) and accepted payment methods explicitly in every contract.
- For B2B contracts, keep the agreed term at 30 days where possible; if you accept 60 days, document the business justification.
- Include a clear late-payment consequence: statutory commercial interest runs automatically, but specifying it removes any ambiguity.
- Track payment due dates across your contract portfolio so upcoming obligations are visible before they fall overdue.
- Review payment terms at each renewal to ensure they still reflect agreed commercial relationships and statutory limits.

### Cómo ayuda Contracko

Contracko extracts payment due dates and terms from uploaded contracts and surfaces them in a central tracker, so upcoming obligations are visible before they become overdue. Smart reminders flag invoices approaching their deadline, reducing the chance of late-payment disputes going unnoticed across a large portfolio.

## Referencias legales

- [BW 6:119a Dutch Civil Code: payment period and late payment Derecho neerlandés](https://wetten.overheid.nl/BWBR0005289)

Salvo indicación en contrario, las referencias remiten al derecho neerlandés (Burgerlijk Wetboek, el Código Civil neerlandés); los instrumentos de la UE como el RGPD se aplican en toda la UE. Se trata de información general, no de asesoramiento legal. Otras jurisdicciones tratan estos conceptos de forma distinta. Verifique el texto vigente y su situación con un abogado cualificado.

## Relevante para

[Servicios financieros](https://contracko.com/es/sectores/servicios-financieros)[Logística y distribución](https://contracko.com/es/sectores/logistica)[Industria manufacturera](https://contracko.com/es/sectores/fabricacion)[Comercio minorista y mayorista](https://contracko.com/es/sectores/comercio-minorista-mayorista)

## Cláusulas relacionadas

- [Payment Terms Clause](https://contracko.com/es/biblioteca-de-clausulas/condiciones-de-pago)
- [Price Indexation Clause](https://contracko.com/es/biblioteca-de-clausulas/indexacion-de-precios)

## Términos relacionados

- [Statutory interest](https://contracko.com/es/glosario/intereses-legales)
- [Payment default](https://contracko.com/es/glosario/impago)
- [Extrajudicial collection costs](https://contracko.com/es/glosario/gastos-de-cobro-extrajudiciales)
- [Contract value](https://contracko.com/es/glosario/valor-del-contrato)

### No vuelva a perder un plazo de contrato

- La IA encuentra las fechas de renovación y preaviso
- Los riesgos y obligaciones afloran automáticamente
- Los recordatorios le ayudan a actuar antes de que las fechas se escapen

Suelte un contrato para empezar

PDF, DOCX, PNG o JPG

[Empezar prueba de 7 días](https://app.contracko.com/register?appLanguage=es&utm_source=glossary_sidebar&utm_medium=lead_magnet&utm_campaign=glossary_sidebar_contract_upload&content_slug=payment-terms&content_title=Payment+terms&cta_placement=glossary_sidebar_cta&source_tool=glossary_sidebar_payment-terms)

Conforme con el RGPD. Cifrado. Nunca se usa para entrenar la IA.

## Preguntas frecuentes

Preguntas comunes sobre este término.

- **Q:** What is the maximum payment term allowed between businesses?
  **A:** As a rule, a B2B payment term may not exceed 60 days. A longer term is only valid if it is demonstrably not unfair to the creditor.

- **Q:** When does the payment period start to run?
  **A:** It depends on what the contract says. Common start events are the invoice date, the delivery date or the date of acceptance of the goods or services. Specify the trigger clearly to avoid disputes.

- **Q:** Can payment terms be enforced by a small business against a large buyer?
  **A:** Yes. Statutory commercial interest (BW 6:119a) runs automatically from the day after the agreed term expires, regardless of the relative size of the parties. A longer term imposed on a weaker party may be set aside as manifestly unfair.

- **Q:** What happens if no payment term is agreed?
  **A:** Under Dutch law the statutory default for B2B transactions is 30 days from receipt of the invoice or delivery, whichever is later. After that period statutory commercial interest accrues automatically.

- **Q:** Are payment terms in consumer contracts treated differently?
  **A:** Yes. Consumer payment terms are subject to stricter controls under general terms legislation, and the ordinary (lower) statutory interest rate under BW 6:119 applies rather than the higher commercial rate.

## Vea estos términos en sus propios contratos

Suba un contrato y Contracko extrae los términos, fechas y obligaciones clave, y luego le recuerda cada uno de ellos antes de que importe.

[Iniciar la prueba gratuita de 7 días](https://app.contracko.com/register?appLanguage=es)

Reservar demo