---
title: "Free subcontractor agreement review tool"
description: "Instant AI review of a subcontractor agreement. Check flow-down, pay-when-paid vs pay-if-paid, scope, retainage, insurance, and lien waivers."
canonical: "https://contracko.com/tools/subcontractor-agreement-review"
---
# Free subcontractor agreement review tool

Source: https://contracko.com/tools/subcontractor-agreement-review

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# Free subcontractor agreement review tool

Upload a subcontractor agreement and get instant AI analysis of the flow-down terms, pay-when-paid versus pay-if-paid, scope against the prime contract, retainage, indemnity and insurance, change orders, termination, and lien waivers.

Upload your contract to start your free analysis

Drag and drop your contract here, or browse files

PDF or DOCX, max 50MB, up to 100 pages

What we'll analyze

Our AI engine reviews your contract and extracts key insights across multiple dimensions:

Risk assessment

Overall risk score with specific concerns

Key dates

Start, end, renewal, and notice deadlines

Obligations

Your duties and counterparty requirements

Financial terms

Pricing, payment terms, and penalties

Red flags

Unusual or concerning clauses

Liability & indemnity

Caps, exclusions, and indemnification

Your privacy, guaranteed

Enterprise-grade encryption

Never used for AI training

GDPR compliant

Deleted after analysis

## Frequently asked questions

Common questions about our subcontractor agreement review

- **Q:** What does this subcontractor agreement review tool check?
  **A:** It analyzes the flow-down (incorporation by reference) of prime-contract terms, the payment mechanism (pay-when-paid versus the much riskier pay-if-paid), the scope of work measured against the prime contract, retainage, indemnity and insurance including additional-insured requirements, the change-order process, termination and termination-for-convenience rights, and lien-waiver obligations. Both parties’ obligations are extracted and listed.

- **Q:** Will it tell me if it is pay-when-paid or pay-if-paid?
  **A:** Yes. The tool locates the payment-timing clause and flags whether it is pay-when-paid (a timing mechanism) or pay-if-paid (which can shift the owner’s non-payment risk onto you entirely). Enforceability of pay-if-paid varies by state, so confirm specifics with a licensed attorney.

- **Q:** Does it check the flow-down and scope against the prime contract?
  **A:** It identifies clauses that incorporate the prime contract by reference and flags broad flow-down language that binds you to obligations you may not have seen, plus scope gaps or overlaps between the subcontract and the prime scope.

- **Q:** How long does the subcontractor agreement analysis take?
  **A:** Most subcontractor agreements are analyzed in under 30 seconds.

- **Q:** What file formats can I upload?
  **A:** PDF and Word (DOCX) files are both supported.

- **Q:** Is my subcontractor agreement data secure?
  **A:** Yes. Your document is transmitted over TLS encryption, processed by AI providers under terms that exclude training on your data, and deleted from our servers within 24 hours.

## Try our other contract analysis tools

Specialized analyzers for specific contract types with tailored insights and recommendations.

### [Design-build agreement review](https://contracko.com/tools/design-build-agreement-review)

### [EPC contract review](https://contracko.com/tools/epc-contract-review)

### [Construction contract review](https://contracko.com/tools/construction-contract-review)

[View all contract analysis tools](https://contracko.com/contract-analysis-tools)

## Get started with Contracko

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