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Liability

Legal responsibility to compensate another party for loss caused by an act or omission.

Definizione

Liability is the obligation to make good the loss another party suffers as a result of breach, negligence, or another wrongful act. In contracts it is often capped or excluded for certain categories such as indirect or consequential loss, although caps on intent or gross negligence are usually unenforceable. Under Dutch law contractual liability flows from article 6:74 and non-contractual (tort) liability from 6:162.

Esempio

A contract limits the supplier's total liability to the fees paid in the prior year, but carves out fraud and personal injury.

Perché rappresenta un rischio aziendale

Unmanaged liability exposure is one of the most common causes of business-ending disputes. An uncapped indemnity or an overlooked carve-out can leave a company responsible for losses far exceeding contract value. Equally, an over-broad exclusion may be unenforceable, leaving you without the protection you assumed you had.

Come gestirlo

  • Set a liability cap in every commercial contract: a figure tied to contract value or annual fees is common and gives both sides predictability.
  • List the categories excluded from the cap (fraud, wilful misconduct, death, personal injury) to ensure those carve-outs are intentional, not accidental.
  • Match your liability exposure to your insurance cover; if a cap exceeds your policy limit, your insurer will not fill the gap.
  • Review limitation clauses in supplier contracts as carefully as your own: a supplier's narrow cap may leave you uncompensated for your actual loss.

Riferimenti normativi

Salvo diversa indicazione, i riferimenti riguardano il diritto olandese (Burgerlijk Wetboek, il Codice Civile olandese); gli strumenti UE come il GDPR si applicano in tutta l'UE. Si tratta di informazioni generali, non di consulenza legale. Altre giurisdizioni trattano questi concetti in modo diverso. Verifichi il testo vigente e la propria situazione con un avvocato qualificato.

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