Does retention of title survive the buyer's bankruptcy?

Yes. Because title never passed, the goods generally fall outside the bankruptcy estate, subject to identification.

Can the seller reclaim goods that have been resold?

Only with an extended reservation, and Dutch law limits how far such a claim can reach into proceeds or processed goods.

Must goods be stored separately for the reservation to work?

Not always separately, but they must be identifiable as the seller's goods. Mixing them with identical goods from another supplier can destroy the reservation.

Does a retention of title need to be registered?

No registration is required under Dutch law. The clause in the contract or general terms, communicated before or at delivery, is sufficient.

Can a buyer sell goods subject to retention of title to a third party?

Normally only if the seller has permitted trading in the ordinary course of business. Without permission, the sale may give the third party ownership if they act in good faith.

Retention of Title

Lets a seller keep legal ownership of delivered goods until the buyer has paid in full.

Qué es

A retention of title clause provides that ownership of goods does not pass to the buyer on delivery but only once payment is complete. Until then the seller can reclaim the goods, which is a powerful protection if the buyer becomes insolvent.

Por qué importa

Without it, an unpaid seller is just one of many creditors in a bankruptcy. With it, the seller retains a property right in the goods themselves, dramatically improving recovery.

Cómo aplicarla

State clearly that title passes only on full payment of all sums due.
Include an extended (verlengd) reservation covering processed or resold goods where enforceable.
Require the buyer to store reserved goods identifiably and to insure them.
Give the seller a contractual right of access to inspect and repossess the goods.

Ejemplo de redacción

All goods delivered remain the property of the Seller until the Buyer has paid in full all amounts owed under this agreement.

Consejos de negociación

• Buyers should limit the reservation to the specific invoice, not all outstanding debts.
• Sellers should secure the broadest enforceable form, including proceeds of resale.

Errores frecuentes

• Failing to keep goods identifiable, so the reservation cannot be enforced after commingling.
• Relying on an extended reservation that exceeds what Dutch law actually permits.

Referencias legales

BW 3:92 Dutch Civil Code: retention of title Derecho neerlandés

Salvo indicación en contrario, las referencias remiten al derecho neerlandés (Burgerlijk Wetboek, el Código Civil neerlandés); los instrumentos de la UE como el RGPD se aplican en toda la UE. Se trata de información general, no de asesoramiento legal. Otras jurisdicciones tratan estos conceptos de forma distinta. Verifique el texto vigente y su situación con un abogado cualificado.

Preguntas frecuentes

Preguntas comunes sobre esta cláusula.