When does my insurance policy expire?

At the end of the policy term (often 6 or 12 months from start).

How often do policies renew?

Most renew annually; many auto-renew unless you cancel.

Coverage stops immediately; gaps can mean higher future premiums or legal issues.

30–60 days before expiry—enough time to compare options and adjust coverage.

Never let your insurance lapse. Calculate policy expiration and renewal reminders.

Contract start date *

The date your contract begins

Contract duration *

Length of your contract (in days, weeks, months, quarters, or years)

Frequently asked questions about insurance policy expiration calculator

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